Two weekends ago, I was shopping at J. Crew and saw one of the employees wearing this rhinestone necklace:

A closer look:

It looked really cool and was honestly not too overdone for work or daytime wear.

This Swarovski beauty is currently full retail at $165 (and backordered until April).

Sigh.

Here are a couple of alternatives:

Both of these are Kate Spade, but obviously two different colors. I’m thinking I like the silver better, which is great because it’s on sale right now at Nordstrom for $66, versus $98 for the gold version.

Another from J. Crew:

Less sparkly, but I still like these two clear stone necklaces (Bauble Bar and Kate Spade – currently 1/3 off, respectively):

What would you choose? I think it may be possible to layer one of the clear stone necklaces with one of the rhinestone ones, too.